Terms & Conditions

By using this Site, you confirm that you are at least 18 years old and capable of entering into a binding agreement. We may update these Terms at any time, and your continued use of the Site constitutes acceptance of the revised Terms.

You agree to use the Site only for lawful purposes. You will not:

• Use the Site in any way that violates applicable laws or regulations;
• Attempt to gain unauthorized access to any part of the Site, its servers, or related systems;
• Interfere with or disrupt the operation of the Site or the security features it employs;
• Use any automated means to scrape, copy, or harvest content without our written permission.

Information about insurance products — including coverage types, features, premiums, and illustrations — is provided for general informational purposes and is believed to be reliable but is not guaranteed. Policy availability, rates, terms, and benefits are determined solely by the issuing insurance carriers and are subject to underwriting approval, carrier guidelines, and applicable law. Product features and pricing may change without notice. Any coverage takes effect only when a policy is issued by a carrier and all required premiums are paid. Guarantees are based on the claims-paying ability of the issuing insurer.

Content on this Site, including information about life insurance and legacy or estate planning, is provided for general informational purposes only and does not constitute legal, financial, tax, or insurance advice. You should consult a qualified professional before making any decision based on information found here.

When you submit an inquiry, consultation request, or other message, you represent that the information you provide is accurate and that you have the right to share it. You grant us permission to use that information to respond to and serve your request, consistent with our Privacy Policy.

All content on this Site — including text, graphics, logos, images, and the overall design — is the property of Brainda Realty & Legacy or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written consent.

The Site may link to third-party websites or services. We do not control and are not responsible for the content, policies, or practices of those third parties, and your use of them is at your own risk.

The Site is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components, or that any information provided is complete or accurate.

To the fullest extent permitted by law, Brainda Realty & Legacy and its agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, the Site or any information contained on it.

You agree to indemnify and hold harmless Brainda Realty & Legacy, its agents, and affiliates from any claims, damages, or expenses arising out of your use of the Site or your violation of these Terms.

These Terms are governed by and construed in accordance with the laws of the State of Minnesota, without regard to its conflict-of-law principles. Any disputes shall be resolved in the state or federal courts located in Minnesota.

If you have questions about these Terms, please contact us:

Brainda Realty & Legacy
2660 Arthur St, Roseville, MN 55113
Phone: +1 (651) 354-6606
Email: braindachi@kw.com